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Chai Spiced Apple Butter Muffin Bread. Better than anything you’ll find at a coffee shop, this bread is such a cozy fall treat! It’s a simple muffin-style loaf made with my homemade chai spice blend, apple butter, and brown sugar, then swirled with chai-spiced Honeycrisp apples. What makes it really special are the ribbons of cream cheese baked inside and the sweet, spiced chai crumble on top. Fresh out of the oven or toasted with a smear of butter, this bread is truly irresistible.

I’ve spent the past week in New York, and while the weather has been perfect, you can definitely feel fall in the air. The markets are overflowing with autumn scents, fresh figs, and the most beautiful apples. New York really does have the best apple selection—so many varieties! My favorite will always be Honeycrisp, but it’s so fun to see all the options.

It’s the perfect reminder that it’s apple season, and the perfect time to bake. This bread is just right for a cozy fall weekend, especially on a chilly day when you’re craving something warm from the oven. No pumpkin yet—just all the autumn apples!

These are the details

Ingredients

The Chai Spice

  • cinnamon
  • ginger
  • cardamon
  • nutmeg
  • all-spice
  • cloves

Muffin Batter

  • salted butter
  • brown sugar
  • plain Greek yogurt
  • apple butter
  • eggs
  • vanilla extract
  • all-purpose flour
  • baking powder
  • Honeycrisp apples – I never peel them!
  • cream cheese

Chai Swirl CRUNCH

  • brown sugar
  • whole wheat or all-purpose flour
  • salted butter

Steps

Step 1: Mix the chai spice

This one’s easy—just mix all the spices together in a small bowl. That’s it! If you have leftovers, save them for sprinkling into your coffee. So yummy!

Step 2: Make the batter

Start with melted butter. I don’t use a microwave, so I melt mine on the stove until it reaches a lightly browned stage for extra flavor.

Whisk the butter with yogurt, apple butter, eggs, and vanilla. Then stir in the dry ingredients: whole wheat pastry flour (or all-purpose), a little of the chai spice, baking powder, and salt.

Step 3: Add the apples and cream cheese swirl

I like to leave the skin on my apples—it gives more flavor and fiber. Slice and chop the apples, then toss them with brown sugar and chai spice before folding them into the batter.

Swirl in the softened cream cheese gently. Don’t overmix—just a light stir gives you those pretty ribbons of cream cheese throughout.

Step 4: Make the chai swirl topping

Mix brown sugar, chai spice, flour, and butter together until clumps form. Sprinkle the clumps evenly over the batter.

Bake the bread for about 1 hour, until golden on top and cooked through. It’s a long wait, but worth it!

Serve

Enjoy the bread warm or cooled, though it’s hard to resist cutting into it fresh from the oven. I love it with a pat of European-style butter and a sprinkle of flaky sea salt. Cozy, spiced, and the perfect way to welcome autumn!

Pro Tips
  • Storage: Keep the bread in an airtight container at room temp for 2–3 days, or in the fridge for up to a week.

  • Freezing: Slice and wrap individually, then freeze. Warm slices in the oven or toaster oven when ready to enjoy.

  • Apples: Honeycrisp are my favorite, but use what you love—Gala, Fuji, or even Pink Lady all work great.

  • Flour: Whole wheat pastry flour gives a light, nutty flavor. All-purpose flour is a perfect substitute if that’s what you have.

  • Extra Chai Spice: Sprinkle leftovers into coffee, over oatmeal, or onto baked apples—it’s delicious anywhere.

Looking for apple recipes? Here are a few ideas: 

Brown Butter Apple Blondies with Cinnamon Maple Glaze

Haunted Pumpkin Patch Margarita

Cinnamon Crunch Apple Butter Soft Pretzel Knots

Salted Maple Apple Tarte Tatin with Cinnamon Pumpkin Seeds

Cinnamon Spiced Apple Fritters with Vanilla Coffee Glaze

Baked Cinnamon Sugar Apple Cider Doughnut Holes

Lastly, if you make this Chai Spiced Apple Butter Muffin Bread, be sure to leave a comment and/or give this recipe a rating! Above all, I love to hear from you guys and always do my best to respond to each and every comment. And of course, if you do make this recipe, don’t forget to tag me on Instagram! Looking through the photos of recipes you all have made is my favorite!

Chai Spiced Apple Butter Muffin Bread

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Prep Time 25 minutes

Cook Time 1 hour

Total Time 1 hour 25 minutes

Servings: 1 loaf (8 servings)

Calories Per Serving: 373 kcal

Nutritional information is only an estimate. The accuracy of the nutritional information for any recipe on this site is not guaranteed.

  • 1. To make the chai spice. In a shallow bowl, combine all the spices. 2. Preheat the oven to 350° F. Line a 9×5 inch bread pan with parchment paper.3. In a bowl, whisk together the melted butter, 3/4 cup brown sugar, the yogurt, apple butter, eggs, and vanilla. Add the flour, 1 tablespoon chai spice, the baking powder, and salt. Mix until fully combined.4. Toss the apples with 1 tablespoon brown sugar and 2 teaspoons chai spice. Mix the apples into the batter. Dollop the cream cheese over the batter and give it a gentle stir, don’t over-mix it. 5. Pour the batter into the prepared pan. 6. To make the swirl. Mix the butter, brown sugar, flour, and 1-2 teaspoons of chai spice. Arrange the clumps over the batter. Bake for 60-70 minutes or until the center is set. If the top is browning too quickly, cover with foil halfway through cooking.7. Remove, slice, and enjoy with butter and flaked sea salt.

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