The Atmos Rewards Summit Visa Infinite® Credit Card is the latest premium Alaska Airlines cobranded card unveiled alongside refreshes of Alaska’s two existing cards. The card’s release marks the launch of Alaska Airlines and Hawaiian Airlines’ combined loyalty program, Atmos Rewards.

Points and miles enthusiasts are buzzing about the Summit’s earning rates and benefits. Prospective cardholders may wonder if they’re eligible for the card and to earn its welcome bonus, especially if they currently hold or previously held an Alaska Airlines or Hawaiian Airlines card.

Before you apply, let’s determine if you meet the eligibility criteria for the Atmos Rewards Summit card.

All three Atmos Rewards credit cards currently have large welcome offers, but the Atmos Rewards Summit has the highest offer of the three.

New cardholders can earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening.

In addition to a generous welcome offer, cardholders earn:

• 3 points per dollar spent on Alaska Airlines and Hawaiian Airlines purchases
• 3 points per dollar spent on eligible dining purchases
• 3 points per dollar spent on foreign transactions
• 1 point per dollar spent on all other purchases

As a premium card, some of its notable benefits include:

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• Anniversary status points: Receive 10,000 status points each card anniversary, putting you halfway to Atmos Rewards Silver status.
• Free points sharing: You can share points with up to 10 other Atmos Rewards members at no charge.
• Global Companion Awards: Each anniversary, receive an annual 25,000-point Global Companion Award and earn a second 100,000-point Global Companion Award after spending $60,000 or more with your card.
• Lounge access: Receive eight Alaska Lounge passes per year (two per calendar quarter), and starting in 2026, access to an elevated premium bar experience.
• Pathway to elite status: Earn 1 status point per $2 spent on purchases, earning Atmos Silver status (equivalent to Oneworld Ruby status) after $20,000 in spending and Atmos Rewards Gold status (equivalent to Oneworld Sapphire status) after $60,000 in spending.
• Waived award fees on partner flights: Save up to $12.50 per person one-way when using points to book partner award tickets.

As a frequent traveler, I find the card’s earning rates and benefits quite amazing. There are only a few eligibility rules to be aware of before applying.

Related: Why American Airlines flyers should pay attention to Alaska Airlines Atmos Rewards

The Alaska Airlines Visa Signature Card® (no longer available) has been converted to the Atmos Rewards Ascent Visa Signature® Credit Card and the Alaska Airlines Visa® Business Credit Card (no longer available) is now the Atmos Rewards Visa Signature® Business Card.

You won’t be eligible for a welcome bonus on either of these cards if you currently have them, because your old accounts would have changed over.

However, if you currently hold the Hawaiian Airlines® World Elite Mastercard® or the Hawaiian Airlines® Business Mastercard®, you would potentially qualify for the Atmos Rewards Summit card.

The information for the Alaska Airlines Visa Signature, Alaska Airlines Visa Business, Hawaiian Airlines Mastercard and Hawaiian Airlines Business cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

TPG Managing Editor Clint Henderson had both his personal and business Alaska cards converted to the new Atmos Rewards equivalent and was instantly approved when applying for the Atmos Rewards Summit card. He is also a cardholder of both the personal and business versions of the Hawaiian Airlines cards.

Related: HawaiianMiles will transfer to Atmos Rewards — here’s what you need to know

In short, since the Atmos Rewards Summit is a newly released card, most people applying for the card should be eligible to earn the welcome offer. To increase your chances of approval, you should have a credit score of at least 670.

There is no family restriction on holding more than one Atmos Rewards card or earning the welcome bonuses.

So if you’re planning on applying for the Atmos Rewards Ascent or the Atmos Rewards Business, you can earn the welcome bonus on either card alongside the bonus on the Atmos Rewards Summit.

Related: Atmos Rewards Ascent vs. Business: Which $95 Alaska-Hawaiian card should you get?

Don’t forget Bank of America’s application rules

Now that we’ve covered eligibility for existing cardholders of other Atmos Rewards cards, don’t rush to apply before you consider Bank of America’s application restrictions.

The most common rule you’ll likely be subject to is the 2/3/4 rule. This means you can only get approved for two new Bank of America cards in a 30-day period, three cards in a 12-month period and four cards in a 24-month period.

This applies to personal cards and not Bank of America-issued business cards.

Related: The ultimate guide to credit card application restrictions

If you’re thinking about applying for the Atmos Rewards Summit card and other Atmos Rewards cards, there are several paths you can take.

Apply for the Atmos Rewards Summit first

Since the Atmos Rewards Summit is brand-new, apply for this card first to secure the high welcome offer.

Apply for a personal and business Atmos Rewards card

If you were planning on applying for two cards within a short period of time, consider applying for the Atmos Rewards Summit and the Atmos Rewards Business to maximize your chances of approval. (But remember the Bank of America restrictions.)

Applying for more than one Atmos Rewards card can unlock substantial value.

New Atmos Rewards Business cardholders earn a welcome bonus of 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 or more on purchases within the first 90 days from account opening.

Paired with the Atmos Rewards Summit card, you’ll have more than 180,000 bonus points after meeting the minimum spending requirement on each card, enabling you to maximize the program’s great award chart.

The bonus points are enough for a one-way business-class ticket on Japan Airlines from Los Angeles to Tokyo for 75,000 points or on Qatar Airways from New York to Doha for 70,000 points.

In addition, by holding another Atmos Rewards card, you broaden your points-earning potential. You’ll earn 2 points per dollar spent at electric vehicle charging stations and gas stations, on local transit (including ride-hailing services), and on shipping purchases.

By holding both cards, you’ll maximize the Atmos Rewards program’s offerings, including the ability to earn elite status with Alaska and its Oneworld equivalent through eligible credit card spending.

Atmos Rewards Business cardholders earn 1 status point for every $3 in eligible spending (up to 30,000 status points per year), while Atmos Rewards Summit cardholders earn 1 status point for every $2 spent, with no spending cap. Beginning in 2026, status earnings will no longer be capped on the business card.

Related: 8 ways to maximize your chances of being approved for a credit card

As it’s a new credit card, many applicants may be eligible to apply for the Atmos Rewards Summit and earn its welcome bonus, given that you have an eligible credit score and are not in violation of Bank of America’s 2/3/4 rule.

For Oneworld loyalists and those looking to earn elite status and take advantage of a great award chart, the new Atmos Rewards Summit can be your investment in this new loyalty program.

To learn more, read our full review of the Atmos Rewards Summit.

Apply here: Atmos Rewards Summit

Alaska Airlines and Hawaiian Airlines loyalists, meet your new loyalty program: Atmos Rewards.

The new Atmos Rewards program heralds a complete rebranding of Alaska Airlines Mileage Plan and includes a new premium card for frequent Alaska flyers: the Atmos Rewards Summit Visa Infinite® Credit Card.

As for the existing cards, the Alaska Airlines Visa Signature® (no longer available) is now the Atmos Rewards Ascent Visa Signature® Credit Card. The Alaska Airlines Visa® Business credit card (no longer available) is now the Atmos Rewards Visa Signature® Business.

The information for the Alaska Airlines Visa Business card, the Alaska Airlines Visa Signature card and the Atmos Rewards Visa Signature Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

These cards include valuable welcome bonuses for cardholders to earn.

Since the Atmos Rewards program will replace Alaska Mileage Plan, the value of these bonuses is based on TPG’s August 2025 valuation of Alaska miles at 1.45 cents per mile.

With this in mind, let’s dive into the three Atmos Rewards cards and their current welcome offers.

The new premium option for Alaska Airlines loyalists, the Atmos Rewards Summit, features a high-value welcome bonus, useful earning rates and a solid suite of benefits.

Welcome offer: Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 or more on purchases within the first 90 days from account opening.

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Based on TPG’s August 2025 valuations, this bonus is worth up to $1,813 when you include the value of the 25,000-point Global Companion Award.

Annual fee: $395.

Earning rates:

• Earn 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases.
• Earn 3 points per dollar spent on eligible dining and foreign transaction purchases.
• Earn 1 point per dollar spent on all other purchases.

Key benefits:

• Eight Alaska Lounge passes each year (two per calendar quarter).
• 10,000 status points every year upon account anniversary, plus 1 status point for every $2 spent on the card.
• Earn a 10% rewards bonus on all points earned if you have an eligible Bank of America account.
• Free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card).
• No foreign transaction fees.
• Priority boarding on Alaska Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card). In the fall, priority boarding will also apply on Hawaiian Airlines flights.
• Up to $120 in statement credits for TSA PreCheck or Global Entry every four years.

Why we like it: This welcome offer includes a new perk, the Global Companion Award, with points that can be redeemed for travel on Alaska Airlines, Hawaiian Airlines or a partner (including Oneworld members) for an award ticket in any class. The 25,000-point award is earned upon account opening and after each card anniversary.

Cardholders can earn a second 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year.

They’ll also receive a $50 voucher for Alaska Airlines flight cancellations within 24 hours or departure delays that exceed two hours, and pay no change fee for same-day changes to Alaska Airlines flight plans. This benefit will extend to Hawaiian Airlines-operated flights once both carriers are operating on the same reservation system, expected in 2026.

For frequent international travelers, earning 3 points per dollar on foreign transaction purchases is an industry first, and could lead to Atmos rewards racking up rather quickly.

All in all, this is a solid option for frequent flyers of either airline. Plus, this card offers the exclusive ability to transfer its points to hotel partners. This isn’t a feature on the other cards in the suite.

These partners (and transfer ratios) are:

• IHG One Rewards (1:1) — available through early November initially; returning on a recurring basis thereafter
• Marriott Bonvoy (1:1)
• Preferred Hotels I Preferred (1:2)
• Shangri-La Circle (8:1)
• Wyndham Rewards (1:1)

Apply here: Atmos Rewards Summit Visa Infinite Credit Card

Semifrequent Alaska and Hawaiian flyers who aren’t looking to budget for a higher annual fee are the target audience for the Atmos Rewards Ascent, a mid-tier option with useful perks of its own.

Welcome offer: Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days from account opening.

TPG’s August 2025 valuations deem this offer to be worth $1,160 in points plus the value of the Companion Fare.

Annual fee: $95.

Earning rates:

• Earn 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases.
• Earn 2 points per dollar spent on gas, electric vehicle charging stations, cable, streaming services and local transit (including ride-hailing services).
• Earn 1 point per dollar spent on all other purchases.

Key benefits:

• Ability to earn an annual Companion Fare(plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year.
• Earn a 10% rewards bonus on all points earned if you have an eligible Bank of America account.
• Free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card). In the fall, priority boarding will also apply on Hawaiian Airlines flights.
• No foreign transaction fees.
• Priority boarding on Alaska Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card).

Why we like it: The Atmos Rewards Ascent is a rebranding of the Alaska Airlines Visa Signature (no longer available), so the earning structure and primary benefits remain the same.

It’s an excellent choice for anyone who flies Alaska or Hawaiian at least a couple of times each year and could find value in the card’s perks, including the ability to spend toward a Companion Fare benefit each year, a free checked bag and elevated earning rates in popular bonus categories.

Apply here: Atmos Rewards Ascent Visa Signature® Credit Card

Atmos Rewards Visa Signature Business Card

Small-business owners who fly Alaska Airlines, this one’s for you. The Atmos Rewards Business Card provides multiple perks when you fly with Alaska or Hawaiian, good rewards-earning opportunities and a solid welcome offer for a reasonable annual fee.

Welcome offer: Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 or more on purchases within the first 90 days from account opening.

This bonus is worth $1,160 in points, per TPG’s August 2025 valuations, plus the value of the Companion Fare.

Annual fee: $70 for the company and $25 per card.

Earning rates:

• Earn 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases.
• Earn 2 points per dollar spent on gas, EV charging stations, shipping and local transit (including ride-hailing services).
• Earn 1 point per dollar spent on all other purchases.

Key benefits:

• $100 off an annual Alaska Lounge+ membership purchased with your card.
• Ability to earn an annual Companion Fare after spending $6,000 on purchases within the prior card anniversary year.
• Earn a 10% rewards bonus on all points earned if you have an eligible Bank of America business account.
• Free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card).
• No foreign transaction fees.
• Priority boarding on Alaska Airlines.

Why we like it: The Atmos Rewards Visa Signature Business is a rebranded version of the Alaska Airlines Visa Business (no longer available), and remains a great option for business owners who would benefit from the perks related to flying on Alaska.

The Lounge+ membership included on the Atmos Business card is notably not included on the personal Atmos cards, so if you value lounge access, that’s something worth considering.

Plus, with a long list of bonus categories and the opportunity to earn an annual Companion Fare, this is a strong option for a relatively low annual fee.

Apply here: Atmos Rewards Summit Visa Infinite Credit Card
Apply here: Atmos Rewards Ascent Visa Signature Credit Card

Loyalty programs are huge moneymakers for airlines and hotel companies because they support multiple revenue streams. One of these revenue streams is selling airline miles and hotel points directly to travelers.

Programs can get an immediate cash injection by selling points and miles as travelers prepay for future travel. However, as a traveler, keep in mind that it generally only makes sense to purchase points and miles when a discount or bonus offer is available.

This roundup of points and miles sales walks you through some of the best current offers on airline miles and hotel points, including some that may be targeted.

But first, when does it make sense to buy points and miles?

Should you buy points and miles?

There are a couple of things to consider before taking advantage of points and miles sales.

First, buying points and miles only makes sense for certain travelers and at certain times. It’s generally a much better deal to earn them for “free” through welcome bonuses tied to travel rewards credit cards.

However, buying them during good promotions can make sense for those who have tapped out their credit card options and can get high value from their rewards. It can also make sense when you need more points to lock in a specific redemption.

We generally only recommend buying points or miles if you have an immediate use in mind. In that case, the purchase might save you thousands of dollars. However, we don’t recommend stockpiling your loyalty rewards, as programs frequently undergo unexpected devaluations.

With that, here are some current promotions for buying points and miles.

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Related: What are points and miles worth? TPG’s current valuations

Promotions for buying airline points and miles

American Airlines AAdvantage

• Current promotion: 10% to 40% discount
• Purchase rate: As low as 2.25 cents per mile
• TPG June 2025 valuation: 1.5 cents per mile
• End date: Unknown
• Buy AAdvantage miles

American Airlines AAdvantage is offering up to a 40% discount on miles, depending on how many you buy. You must purchase at least 6,000 miles to get the lowest 10% discount, and you’ll get the maximum discount of 40% when you buy 151,000 miles or more, dropping the price to 2.25 cents per mile. This is significantly higher than TPG’s current valuation of American miles, but buying American miles for specific high-end awards could still make sense.

Avianca LifeMiles

• Current promotion: Up to 155% bonus miles
• Purchase rate: As low as 1.3 cents per mile
• TPG June 2025 valuation: 1.4 cents per mile
• End date: June 14
• Buy Avianca LifeMiles

Avianca LifeMiles has one of the best offers on buying miles right now, but you’ll need to act fast. You’ll get between 135% and 155% bonus miles when you purchase at least 1,000 miles by June 14. The highest bonus, which requires buying at least 51,000 miles (before the bonus), lowers the price to 1.3 cents per mile — not a bad deal compared to TPG’s valuation of 1.4 cents per mile.

Southwest Airlines Rapid Rewards (targeted)

• Current promotion: 50% discount
• Purchase rate: As low as 1.5 cents per point
• TPG June 2025 valuation: 1.3 cents per point
• End date: July 22
• Buy Rapid Rewards points

Southwest is offering summer savings on Rapid Rewards points. These offers may vary, but we’ve seen a 50% discount when you buy at least 7,000 points. The sale price of 1.5 cents per point is still above TPG’s current valuation of 1.3 cents, so purchasing points will only make sense if you’re planning a redemption soon.

United Airlines MileagePlus (targeted)

• Current promotion: Up to 100% bonus miles
• Purchase rate: As low as 1.88 cents per mile
• TPG June 2025 valuation: 1.35 cents per mile
• End date: June 29
• Buy MileagePlus miles

United MileagePlus’ latest sale is targeted, so your offer may be different. The best offer we’ve seen is a 100% bonus when you purchase at least 45,000 miles. You’ll pay 1.88 cents per mile after taxes; this essentially halves the cost per mile — though it’s still well over our valuation. Therefore, we wouldn’t recommend purchasing additional miles unless you have a specific redemption in mind and want to top off your account balance.

Promotions for buying hotel points

Choice Privileges

• Current promotion: Up to 30% off
• Purchase rate: As low as 0.72 cents per point
• TPG June 2025 valuation: 0.6 cents per point
• End date: June 20
• Buy Choice Privileges points

For a limited time, Choice Privileges members can get a discount of 25% when they purchase at least 8,000 points and 30% when they purchase 18,000 or more. The maximum discount lowers the price to 0.72 cents per point — still higher than TPG’s estimate, so we wouldn’t recommend stocking up on Choice points right now.

Hilton Honors (targeted)

• Current promotion: Up to 100% bonus points
• Purchase rate: As low as 0.5 cents per point
• TPG June 2025 valuation: 0.5 cents per point
• End date: July 24
• Buy Hilton Honors points

This promotion from Hilton Honors is targeted, but the best we’ve seen is a 100% bonus on purchases of 5,000 points or more. You’ll pay only 0.5 cents per point with this bonus, in line with TPG’s valuations, so it could be a good idea to buy the points you’ll need for your next redemption. For instance, you could purchase the 110,000 points needed for a night at the Grand Wailea Maui, A Waldorf Astoria Resort for only $550 during this promotion — a great deal considering cash rates start around $900.

IHG One Rewards

• Current promotion: 100% bonus points
• Purchase rate: 0.5 cents per point
• TPG June 2025 valuation: 0.5 cents per point
• End date: June 13
• Buy IHG One Rewards points

IHG One Rewards’ latest promotion is a good deal, but it’s only available for a couple more days. You can get 100% bonus points when you buy at least 11,000 points. This brings the point cost down to 0.5 cents per point — right on par with our valuations, so it might be worth considering. Check out our guide on how you can redeem IHG points for maximum value.

Marriott Bonvoy

• Current promotion: 30% bonus points
• Purchase rate: As low as 0.96 cents per point
• TPG June 2025 valuation: 0.7 cents per point
• End date: July 16
• Buy Marriott Bonvoy points

With Marriott Bonvoy’s current bonus, you can score 30% extra points when you buy 2,000 points or more. You’ll still pay over 0.9 cents apiece, much higher than our postdevaluation estimate of Marriott points, so we wouldn’t advise purchasing points in most circumstances.

World of Hyatt

• Current promotion: 20% bonus points
• Purchase rate: 2.2 cents per point
• TPG June 2025 valuation: 1.7 cents per point
• End date: July 21
• Buy World of Hyatt points

World of Hyatt is offering 20% bonus points on purchases of at least 3,000 points. This drops the price to 2.2 cents per point — nothing spectacular compared to our current valuation. We’d only recommend taking advantage of this promotion if you need a few extra points to complete your next redemption.

Most of these promotions are processed through Points.com rather than directly by the hotel or airline, so you won’t earn bonus rewards with most travel rewards cards. You’ll want to use an everyday spending card that offers a solid return on nonbonus spending.

The main exception to this rule is American Airlines. This airline reportedly codes mileage purchases as airfare, so you may want to use a credit card that earns bonus miles on airfare for the highest return when buying AAdvantage miles.

Or, if you’re working toward a minimum spending requirement to earn a welcome bonus on a new card, using that card may be the way to go.

Remember that you could incur foreign transaction fees on some cards when buying points or miles from a program abroad. So, you may want to use one of the following cards: